Are You Underestimating Your Need for Disability Insurance?
Posted: June 22, 2022
If you don’t place a high priority on disability insurance, you are not alone. Although most people underestimate their chances of disability, the risk is higher than you might think. Approximately one-third of the population will experience a disability before 65, as reported on Kiplinger. Underestimating the odds of needing disability insurance could be a big mistake. According to TMA Insurance Trust: Approximately one in...
Social Security vs. Medicare
Posted: June 21, 2022
Social Security and Medicare are related. Many seniors begin receiving benefits from both at approximately the same time. However, they are two different programs administered by other federal agencies, which provide different benefits to older adults. What Is Social Security? Social Security was created to promote the economic security of Americans. It is administered by the Social Security Administration (SSA) and designed to pay continuing...
5 Medical Malpractice Insurance Myths
Posted: June 19, 2022
If you are practicing medicine, malpractice insurance is a must. Myths and misunderstandings surrounding professional liability insurance for doctors make the subject more complicated than it is. Here are some common medical malpractice insurance myths, followed by the facts: You Cannot Be Sued for More Than Your Policy Limits This statement is false. You are the one being sued for malpractice. If a jury awards...
5 Boat Safety Tips for the Summer
Posted: June 16, 2022
When people are out boating in the summer, safety can sometimes take a backseat to pleasure. This could be a tragic mistake. In 2020, there were 5,265 boating accidents in the U.S., causing 767 fatalities and 3,191 injuries, as reported by the U.S. Coast Guard (USCG). Enjoy the sun and the water but keep the following boat safety tips in mind. Don’t Drink While Boating...
How to Reward Employees for Overtime Work
Posted: June 13, 2022
Time is valuable, and most employees expect to be compensated for working overtime. Exempt from overtime pay, Salaried employees may want their employers to provide perks for their hard work and long hours. The following are some creative ways to reward your employees for overtime work without breaking the bank. Give Them Some Time Off Employees need a breather to relax and recharge after long,...