Before Your Last Summer Road Trip, Check Your Car Insurance
Posted: July 1, 2021
If you are planning a last summer road trip, your insurance matters more than ever. An auto accident is most likely to occur in the summer months, with August and September topping the list, as reported by the NHTSA (National Highway Traffic Safety Administration). The streets, roads, and highways are busy, with drivers operating large RVs who may be unfamiliar with the area or be...
An In-Depth Look Into Employer 401(k) Contribution
Posted: June 28, 2021
You are fortunate if you work for a company that offers a 401(k) plan as part of its benefits package. Most plans allow employees to start contributing tax-deferred dollars toward retirement with the first paycheck. Many employers provide matching contributions right away, although some require a year of service before employer matches begin. How do your employer’s 401(k) contributions measure up to other plans? The...
Staying Safe During Summer Exercise
Posted: June 25, 2021
Regular exercise is among one of the best ways to stay healthy throughout your lifetime. During the hot summer months, taking some precautions can help you stay safe and avoid heat-related health risks. Before you go outside to run, walk, or perform any physical activities in hot weather, follow these health tips: Dress Right. Wear clothing that is light in color and wicks away sweat....
An Honest Discussion About Life Insurance
Posted: June 22, 2021
Talking about life insurance does not need to be morbid or depressing. The discussion can be smooth if you approach the subject right. An estimated 30 percent of families in the USA do not have life insurance, and if your family is part of that 30 percent, it is time to have an honest discussion. We have come up with a few tips on how...
Do I Need More Insurance If I Have Medicare?
Posted: June 21, 2021
If your income is very low, you may not need more health insurance than Medicare. Low-income individuals who are eligible for Medicare may also qualify for Medicaid – a joint federal and state low-income assistance program. For people who have both, Medicaid will pick up where Medicare coverage leaves off. Full Medicaid beneficiaries can receive dental, vision, long-term care, and other services Medicare does not...